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Student Health Insurance Program

The University of Northern Colorado offers a Student Health Insurance Plan (SHIP) to all degree-seeking students who enroll in a minimum number of credits on our main UNC Campus, an Extended Campus Center or Online.

Who Receives the Student Health Insurance?

Degree-seeking students (this does not include certificate, licensure-only or endorsement-only students) will automatically receive this benefit each term based on their enrollment. SHIP premiums will appear on your semester bill.

  • Undergraduate students in bachelor's degree programs enrolled in 9 or more credit hours
  • Graduate students in master's, educational specialist or doctorate programs enrolled in 6 or more credit hours

Coverage Waiver Process

If you have comparable insurance coverage, and do not want to be charged for SHIP coverage, you must opt out of this plan each Fall term via an online waiver process.

Please visit the UNC Student Health Insurance pages for more information about the insurance plan.